Preparing your finances for retirement
Could market volatility and inflation mean you have to delay retirement? It’s never too early to start planning for retirement. But if you’re nearing retirement, it’s especially important to have a plan in place in case market volatility or inflation impacts your desired retirement timeline.
Solving investor challenges
How to take less risk when investing There are a number of strategies that individual investors can use to take less risk when investing. Diversification is one approach that can help to mitigate the effects of volatility in any one particular asset class.
Reluctant to return
Millions want to stick with lockdown lifestyle changes The COVID-19 pandemic has been incredibly difficult for everyone and made a huge impact on the lives, personal finances and jobs of millions of people. The restrictions introduced during the pandemic were forced on the nation and it was assumed that once they ended, people would quickly […]
Investing for positive change
More investors align investments with personal values Over the past few decades, there has been a growing interest and awareness in investing in companies that take into account environmental, social and governance (ESG) factors.
‘Sleepwalking’ towards retirement
Having a solid retirement plan in place is key to a worry-free future As we enter our later years, it’s more important than ever to have a solid retirement plan in place. Unfortunately, for many of us, that simply isn’t the case. According to recent figures, one in six people over the age of 55 […]
Retirement income crisis
With the right plans in place, you can make your money go further Despite the fact that most people know they need to start saving for retirement as early as possible, many are still not doing so. There are a number of reasons why people aren’t saving enough for their retirement.
Enjoying a comfortable retirement
Steps you can take to ensure that you are prepared financially One of the biggest concerns people have when nearing retirement is whether or not they will have enough money to maintain their current lifestyle. Retirement can be a time of great uncertainty, but there are steps you can take to ensure that you are […]
Gender pensions gap
Women’s pensions at retirement are half the size of men’s The gender pensions gap is the difference in the average amount of money that men and women have saved for retirement and it begins at the very start of a woman’s career.
Cost of living crisis
Signs of more economically active people over the age of 50 Older people in the UK are increasingly returning to work, according to new research[1]. The cost of living crisis is now affecting many pensioners drastically. The research also found that the proportion of older people who are self-employed has more than doubled over the […]
Healthy pension pot
Ways to maximise the value of your retirement savings If you’re aiming to build a healthy pension pot to fund your retirement, there are a few key mistakes you’ll want to avoid. These can set you back and make it harder to reach your goals.