Perfect storm
Major long-term ramifications for financial health and wellbeing A perfect storm of global and domestic factors has contributed to spiralling inflation in the UK, triggering a cost of living crisis. This is pushing up the prices of food, fuel and housing. This crisis is by far the top concern for UK consumers: 58% are very […]
Show me the money
Choosing an investment style that best suits your needs Investment styles are professional strategies used to create and manage portfolios. Different styles can range from aggressive growth to conservative investments. Depending on the investor’s goals, interests and risk tolerance level, they can choose a style that best suits their needs.
Impact on climate change
Nearly two-thirds of people in the UK more concerned about climate change The impacts of climate change have been increasingly felt around the world in recent years. Governments, businesses and citizens alike are urged to take steps to reduce their environmental impact. The reality is that climate change is a threat to human wellbeing and […]
Ins and outs of CGT
Ways to potentially reduce your Capital Gains Tax liability Capital Gains Tax (CGT) is a form of taxation imposed on profits earned from the sale of certain types of assets. Gains are calculated by subtracting the purchase price and related expenses (such as sales charges) from the selling price. They are generally taxed at a […]
Planning to meet your goals
How advice can boost your financial wellbeing The professional advice received from a financial adviser can make it easier to understand your financial situation and help you create strategies for better money management. They will be able to provide tailored advice that considers your individual circumstances, goals and needs.
What sort of lifestyle will you be able to afford?
How inflation could be impacting on your retirement plans Inflation can affect your retirement savings depending on what you do with that money. Leaving your money in a bank account with low interest is a risk, as your money will not outgrow the rate of inflation.
Understanding pensions
A topic high up on the recruitment radar It is essential that employers provide clear information regarding their commitment to a pensions scheme. Many employers do already work hard at improving an understanding of pensions among their workers, but research shows that people want to know the level of commitment even before they start their […]
Insurance that works while you can’t
Would you be able to carry on paying the bills using statutory sick pay or your savings? Consider how you would cover your usual monthly costs if you were ill or injured and couldn’t work for a while. Would you be able to carry on paying the bills using statutory sick pay or your savings? […]
Time to talk
Discussing Wills and trusts with adult children or dependents Wealth transfer has become an important issue for many families today. Individuals with assets of any size should prepare for their eventual transfer whilst making provision for any tax or legal consequences.
Menopause in the workplace
Unique retirement planning challenges women face Women make up nearly half of the UK workforce, but many feel forced to reduce their hours at work, pass up promotions and even leave their jobs due to lack of menopause support. While symptoms vary between individuals, for many women the menopause can have a big impact on […]
