An essential part of your plan
Financial protection for you and your family When you are off work due to an illness or injury, worries about how you are going to pay your bills can make an already stressful situation worse. So much so that many people are finding themselves in the very difficult position of having to put the need […]
Complex risks in life that we all face
Understanding what options you have are key parts of the protection planning process There are various complex risks in life that we all face, such as serious illness, an accident or death. What would happen if something were to happen to you? Would your family be able to cope financially with the impact an unexpected […]
Long-term care
Face the future with confidence As we get older, many of us will need help looking after ourselves. But what are the options when it comes to paying for long-term care?
Managing your estate and assets
Key part of putting your affairs in order later in life This is an important part of wealth management, no matter how much wealth you have built up. It’s the process of making a plan for how your assets will be distributed upon your death or incapacitation.
Protect your legacy
A better chance of passing on assets tax-efficiently If you want to pass wealth on to your children and grandchildren, it’s wise to contemplate when it might be best to make that gift. Should you transfer wealth during your lifetime — or after?
Passing wealth down through the generations
Millions of retirees help out in cost of living crisis The rise in the cost of living is affecting millions of people. A third of young adults (18-34) and families with young children are struggling financially. Many are turning to family and friends for help with day-to-day expenses such as utility bills, housing costs and […]
Where there’s a Will there’s a way
Control over what happens to your property, money and belongings after you die It’s important to make sure that after you die, your assets and possessions (known as your ‘estate’) will go to the people and organisations (known as your ‘beneficiaries’) you choose, such as family members and charities you want to support.
Lasting Power of Attorney
Giving someone you trust authority to help you make decisions As someone becomes more unwell, they’re likely to find it more difficult to manage money and financial affairs, and may become too unwell to make decisions about health and care. A Lasting Power of Attorney (LPA) is a legal document in which someone (the donor) […]
Balancing risk and returns
Bonds can play a key part in building an investment portfolio UK government bonds, also known as gilts, are debt securities issued by the UK government. They are used to finance the government’s borrowing requirements and are often seen as a safe haven asset by investors.
Working 9 to 5
More over-65s are still working than six years ago More people in the UK aged between 65 and 74 are still working compared to six years ago, new research shows[1]. The findings show there’s a marked increase in the number of people over 65 who remain in the workforce compared to 2016, and a fall […]
